LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,069
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,533
−HK$1,488/mo
Today · 4.125%
HK$50,021
baseline
▲ 0.50% · 4.625%
HK$53,064
+HK$3,043/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,042/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,364
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,768
−HK$1,425/mo
Today · 4.125%
HK$55,193
baseline
▲ 0.50% · 4.625%
HK$58,102
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,386/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,483
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,240
−HK$1,785/mo
Today · 4.125%
HK$60,025
baseline
▲ 0.50% · 4.625%
HK$63,677
+HK$3,652/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,050/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,837
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,522
−HK$1,710/mo
Today · 4.125%
HK$66,232
baseline
▲ 0.50% · 4.625%
HK$69,723
+HK$3,491/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,464/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,897
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,946
−HK$2,083/mo
Today · 4.125%
HK$70,029
baseline
▲ 0.50% · 4.625%
HK$74,290
+HK$4,261/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,058/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,309
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,276
−HK$1,994/mo
Today · 4.125%
HK$77,270
baseline
▲ 0.50% · 4.625%
HK$81,343
+HK$4,073/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,540/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,724
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$87,360
−HK$2,677/mo
Today · 4.125%
HK$90,037
baseline
▲ 0.50% · 4.625%
HK$95,516
+HK$5,479/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,074/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,255
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$96,783
−HK$2,564/mo
Today · 4.125%
HK$99,347
baseline
▲ 0.50% · 4.625%
HK$104,584
+HK$5,237/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,694/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,202 · Scale 2, in force from 26 Feb 2026)