LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,070
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,534
−HK$1,487/mo
Today · 4.125%
HK$50,021
baseline
▲ 0.50% · 4.625%
HK$53,065
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,042/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,365
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,769
−HK$1,425/mo
Today · 4.125%
HK$55,194
baseline
▲ 0.50% · 4.625%
HK$58,103
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,388/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,484
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,241
−HK$1,785/mo
Today · 4.125%
HK$60,026
baseline
▲ 0.50% · 4.625%
HK$63,678
+HK$3,652/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,052/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,838
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,523
−HK$1,709/mo
Today · 4.125%
HK$66,232
baseline
▲ 0.50% · 4.625%
HK$69,724
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,464/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,898
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,947
−HK$2,083/mo
Today · 4.125%
HK$70,030
baseline
▲ 0.50% · 4.625%
HK$74,291
+HK$4,261/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,060/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,310
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,277
−HK$1,994/mo
Today · 4.125%
HK$77,271
baseline
▲ 0.50% · 4.625%
HK$81,344
+HK$4,073/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,542/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,726
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$87,361
−HK$2,678/mo
Today · 4.125%
HK$90,039
baseline
▲ 0.50% · 4.625%
HK$95,517
+HK$5,478/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,078/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,256
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$96,784
−HK$2,565/mo
Today · 4.125%
HK$99,349
baseline
▲ 0.50% · 4.625%
HK$104,586
+HK$5,237/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,698/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,231 · Scale 2, in force from 26 Feb 2026)