LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,070
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,535
−HK$1,487/mo
Today · 4.125%
HK$50,022
baseline
▲ 0.50% · 4.625%
HK$53,066
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,044/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,365
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,770
−HK$1,425/mo
Today · 4.125%
HK$55,195
baseline
▲ 0.50% · 4.625%
HK$58,104
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,390/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,485
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,242
−HK$1,785/mo
Today · 4.125%
HK$60,027
baseline
▲ 0.50% · 4.625%
HK$63,679
+HK$3,652/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,054/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,838
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,524
−HK$1,709/mo
Today · 4.125%
HK$66,233
baseline
▲ 0.50% · 4.625%
HK$69,725
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,466/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,899
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,948
−HK$2,083/mo
Today · 4.125%
HK$70,031
baseline
▲ 0.50% · 4.625%
HK$74,292
+HK$4,261/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,062/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,312
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,278
−HK$1,994/mo
Today · 4.125%
HK$77,272
baseline
▲ 0.50% · 4.625%
HK$81,346
+HK$4,074/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,544/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,727
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$87,362
−HK$2,678/mo
Today · 4.125%
HK$90,040
baseline
▲ 0.50% · 4.625%
HK$95,519
+HK$5,479/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,080/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,258
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$96,786
−HK$2,564/mo
Today · 4.125%
HK$99,350
baseline
▲ 0.50% · 4.625%
HK$104,587
+HK$5,237/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,700/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,262 · Scale 2, in force from 26 Feb 2026)