LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,071
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,535
−HK$1,488/mo
Today · 4.125%
HK$50,023
baseline
▲ 0.50% · 4.625%
HK$53,067
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,046/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,366
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,771
−HK$1,424/mo
Today · 4.125%
HK$55,195
baseline
▲ 0.50% · 4.625%
HK$58,105
+HK$2,910/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,390/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,485
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,242
−HK$1,785/mo
Today · 4.125%
HK$60,027
baseline
▲ 0.50% · 4.625%
HK$63,680
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,054/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,839
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,525
−HK$1,709/mo
Today · 4.125%
HK$66,234
baseline
▲ 0.50% · 4.625%
HK$69,726
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,468/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,900
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,949
−HK$2,083/mo
Today · 4.125%
HK$70,032
baseline
▲ 0.50% · 4.625%
HK$74,293
+HK$4,261/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,064/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,313
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,279
−HK$1,994/mo
Today · 4.125%
HK$77,273
baseline
▲ 0.50% · 4.625%
HK$81,347
+HK$4,074/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,546/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,728
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$87,364
−HK$2,677/mo
Today · 4.125%
HK$90,041
baseline
▲ 0.50% · 4.625%
HK$95,520
+HK$5,479/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,082/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,259
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$96,787
−HK$2,565/mo
Today · 4.125%
HK$99,352
baseline
▲ 0.50% · 4.625%
HK$104,589
+HK$5,237/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,704/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,291 · Scale 2, in force from 26 Feb 2026)