LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,073
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,538
−HK$1,487/mo
Today · 4.125%
HK$50,025
baseline
▲ 0.50% · 4.625%
HK$53,069
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,050/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,369
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,773
−HK$1,425/mo
Today · 4.125%
HK$55,198
baseline
▲ 0.50% · 4.625%
HK$58,108
+HK$2,910/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,396/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,488
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,245
−HK$1,785/mo
Today · 4.125%
HK$60,030
baseline
▲ 0.50% · 4.625%
HK$63,683
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,060/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,842
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,528
−HK$1,710/mo
Today · 4.125%
HK$66,238
baseline
▲ 0.50% · 4.625%
HK$69,729
+HK$3,491/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,476/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,903
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,953
−HK$2,082/mo
Today · 4.125%
HK$70,035
baseline
▲ 0.50% · 4.625%
HK$74,297
+HK$4,262/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,070/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,316
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,282
−HK$1,995/mo
Today · 4.125%
HK$77,277
baseline
▲ 0.50% · 4.625%
HK$81,351
+HK$4,074/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,554/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,732
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$87,368
−HK$2,678/mo
Today · 4.125%
HK$90,046
baseline
▲ 0.50% · 4.625%
HK$95,525
+HK$5,479/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,092/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,264
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$96,792
−HK$2,564/mo
Today · 4.125%
HK$99,356
baseline
▲ 0.50% · 4.625%
HK$104,594
+HK$5,238/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,712/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,390 · Scale 2, in force from 26 Feb 2026)