LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,076
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,540
−HK$1,488/mo
Today · 4.125%
HK$50,028
baseline
▲ 0.50% · 4.625%
HK$53,072
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,056/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,372
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,776
−HK$1,425/mo
Today · 4.125%
HK$55,201
baseline
▲ 0.50% · 4.625%
HK$58,111
+HK$2,910/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,402/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,491
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,248
−HK$1,786/mo
Today · 4.125%
HK$60,034
baseline
▲ 0.50% · 4.625%
HK$63,687
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,068/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,846
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,531
−HK$1,710/mo
Today · 4.125%
HK$66,241
baseline
▲ 0.50% · 4.625%
HK$69,733
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,482/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,906
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$67,956
−HK$2,083/mo
Today · 4.125%
HK$70,039
baseline
▲ 0.50% · 4.625%
HK$74,301
+HK$4,262/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,078/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,320
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,287
−HK$1,994/mo
Today · 4.125%
HK$77,281
baseline
▲ 0.50% · 4.625%
HK$81,355
+HK$4,074/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,562/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,737
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$87,372
−HK$2,678/mo
Today · 4.125%
HK$90,050
baseline
▲ 0.50% · 4.625%
HK$95,530
+HK$5,480/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,100/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,269
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$96,797
−HK$2,565/mo
Today · 4.125%
HK$99,362
baseline
▲ 0.50% · 4.625%
HK$104,599
+HK$5,237/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,724/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,503 · Scale 2, in force from 26 Feb 2026)