LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,078
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,542
−HK$1,488/mo
Today · 4.125%
HK$50,030
baseline
▲ 0.50% · 4.625%
HK$53,074
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,060/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,373
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,778
−HK$1,425/mo
Today · 4.125%
HK$55,203
baseline
▲ 0.50% · 4.625%
HK$58,113
+HK$2,910/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,406/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,493
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,250
−HK$1,786/mo
Today · 4.125%
HK$60,036
baseline
▲ 0.50% · 4.625%
HK$63,689
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,072/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,848
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,534
−HK$1,710/mo
Today · 4.125%
HK$66,244
baseline
▲ 0.50% · 4.625%
HK$69,735
+HK$3,491/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,488/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,909
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$67,959
−HK$2,083/mo
Today · 4.125%
HK$70,042
baseline
▲ 0.50% · 4.625%
HK$74,304
+HK$4,262/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,084/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,323
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,289
−HK$1,995/mo
Today · 4.125%
HK$77,284
baseline
▲ 0.50% · 4.625%
HK$81,358
+HK$4,074/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,568/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,740
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$87,376
−HK$2,678/mo
Today · 4.125%
HK$90,054
baseline
▲ 0.50% · 4.625%
HK$95,533
+HK$5,479/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,108/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,272
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$96,800
−HK$2,565/mo
Today · 4.125%
HK$99,365
baseline
▲ 0.50% · 4.625%
HK$104,603
+HK$5,238/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,730/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,577 · Scale 2, in force from 26 Feb 2026)