LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,079
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,543
−HK$1,488/mo
Today · 4.125%
HK$50,031
baseline
▲ 0.50% · 4.625%
HK$53,075
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,062/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,375
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,779
−HK$1,425/mo
Today · 4.125%
HK$55,204
baseline
▲ 0.50% · 4.625%
HK$58,114
+HK$2,910/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,408/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,495
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,252
−HK$1,785/mo
Today · 4.125%
HK$60,037
baseline
▲ 0.50% · 4.625%
HK$63,690
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,074/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,850
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,535
−HK$1,710/mo
Today · 4.125%
HK$66,245
baseline
▲ 0.50% · 4.625%
HK$69,737
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,490/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,910
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$67,961
−HK$2,082/mo
Today · 4.125%
HK$70,043
baseline
▲ 0.50% · 4.625%
HK$74,305
+HK$4,262/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,086/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,325
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,291
−HK$1,995/mo
Today · 4.125%
HK$77,286
baseline
▲ 0.50% · 4.625%
HK$81,360
+HK$4,074/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,572/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,742
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$87,378
−HK$2,678/mo
Today · 4.125%
HK$90,056
baseline
▲ 0.50% · 4.625%
HK$95,536
+HK$5,480/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,112/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,274
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,803
−HK$2,565/mo
Today · 4.125%
HK$99,368
baseline
▲ 0.50% · 4.625%
HK$104,606
+HK$5,238/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,736/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,628 · Scale 2, in force from 26 Feb 2026)