LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,083
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,547
−HK$1,488/mo
Today · 4.125%
HK$50,035
baseline
▲ 0.50% · 4.625%
HK$53,080
+HK$3,045/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,070/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,379
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,784
−HK$1,425/mo
Today · 4.125%
HK$55,209
baseline
▲ 0.50% · 4.625%
HK$58,119
+HK$2,910/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,418/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,499
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,257
−HK$1,785/mo
Today · 4.125%
HK$60,042
baseline
▲ 0.50% · 4.625%
HK$63,695
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,084/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,855
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,540
−HK$1,711/mo
Today · 4.125%
HK$66,251
baseline
▲ 0.50% · 4.625%
HK$69,743
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,502/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,916
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$67,966
−HK$2,083/mo
Today · 4.125%
HK$70,049
baseline
▲ 0.50% · 4.625%
HK$74,311
+HK$4,262/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,098/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,330
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,297
−HK$1,995/mo
Today · 4.125%
HK$77,292
baseline
▲ 0.50% · 4.625%
HK$81,366
+HK$4,074/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,584/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,749
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$87,385
−HK$2,678/mo
Today · 4.125%
HK$90,063
baseline
▲ 0.50% · 4.625%
HK$95,543
+HK$5,480/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,126/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,282
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,811
−HK$2,565/mo
Today · 4.125%
HK$99,376
baseline
▲ 0.50% · 4.625%
HK$104,614
+HK$5,238/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,752/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,793 · Scale 2, in force from 26 Feb 2026)