LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,083
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,548
−HK$1,488/mo
Today · 4.125%
HK$50,036
baseline
▲ 0.50% · 4.625%
HK$53,080
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,072/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,380
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,784
−HK$1,425/mo
Today · 4.125%
HK$55,209
baseline
▲ 0.50% · 4.625%
HK$58,120
+HK$2,911/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,418/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,500
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,257
−HK$1,786/mo
Today · 4.125%
HK$60,043
baseline
▲ 0.50% · 4.625%
HK$63,696
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,086/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,855
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,541
−HK$1,710/mo
Today · 4.125%
HK$66,251
baseline
▲ 0.50% · 4.625%
HK$69,744
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,502/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,916
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,967
−HK$2,083/mo
Today · 4.125%
HK$70,050
baseline
▲ 0.50% · 4.625%
HK$74,312
+HK$4,262/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,100/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,331
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,298
−HK$1,995/mo
Today · 4.125%
HK$77,293
baseline
▲ 0.50% · 4.625%
HK$81,368
+HK$4,075/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,586/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,750
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$87,386
−HK$2,678/mo
Today · 4.125%
HK$90,064
baseline
▲ 0.50% · 4.625%
HK$95,545
+HK$5,481/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,128/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,283
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,812
−HK$2,565/mo
Today · 4.125%
HK$99,377
baseline
▲ 0.50% · 4.625%
HK$104,615
+HK$5,238/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,754/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,821 · Scale 2, in force from 26 Feb 2026)