LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,087
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,552
−HK$1,488/mo
Today · 4.125%
HK$50,040
baseline
▲ 0.50% · 4.625%
HK$53,085
+HK$3,045/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,080/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,384
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,789
−HK$1,425/mo
Today · 4.125%
HK$55,214
baseline
▲ 0.50% · 4.625%
HK$58,124
+HK$2,910/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,428/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$814,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,504
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,262
−HK$1,786/mo
Today · 4.125%
HK$60,048
baseline
▲ 0.50% · 4.625%
HK$63,701
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,096/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,861
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,546
−HK$1,711/mo
Today · 4.125%
HK$66,257
baseline
▲ 0.50% · 4.625%
HK$69,749
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,514/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,922
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,972
−HK$2,084/mo
Today · 4.125%
HK$70,056
baseline
▲ 0.50% · 4.625%
HK$74,318
+HK$4,262/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,112/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,337
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,304
−HK$1,995/mo
Today · 4.125%
HK$77,299
baseline
▲ 0.50% · 4.625%
HK$81,374
+HK$4,075/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,598/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,757
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,393
−HK$2,679/mo
Today · 4.125%
HK$90,072
baseline
▲ 0.50% · 4.625%
HK$95,552
+HK$5,480/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,144/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,291
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,820
−HK$2,565/mo
Today · 4.125%
HK$99,385
baseline
▲ 0.50% · 4.625%
HK$104,624
+HK$5,239/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,770/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,986 · Scale 2, in force from 26 Feb 2026)