LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,088
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,552
−HK$1,488/mo
Today · 4.125%
HK$50,040
baseline
▲ 0.50% · 4.625%
HK$53,085
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,080/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,385
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,789
−HK$1,426/mo
Today · 4.125%
HK$55,215
baseline
▲ 0.50% · 4.625%
HK$58,125
+HK$2,910/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,430/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,505
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,263
−HK$1,786/mo
Today · 4.125%
HK$60,049
baseline
▲ 0.50% · 4.625%
HK$63,702
+HK$3,653/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,098/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,861
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,547
−HK$1,711/mo
Today · 4.125%
HK$66,258
baseline
▲ 0.50% · 4.625%
HK$69,750
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,516/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,923
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,973
−HK$2,084/mo
Today · 4.125%
HK$70,057
baseline
▲ 0.50% · 4.625%
HK$74,319
+HK$4,262/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,114/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,338
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,305
−HK$1,996/mo
Today · 4.125%
HK$77,301
baseline
▲ 0.50% · 4.625%
HK$81,375
+HK$4,074/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,602/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,758
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,394
−HK$2,679/mo
Today · 4.125%
HK$90,073
baseline
▲ 0.50% · 4.625%
HK$95,554
+HK$5,481/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,146/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,292
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,821
−HK$2,565/mo
Today · 4.125%
HK$99,386
baseline
▲ 0.50% · 4.625%
HK$104,625
+HK$5,239/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,772/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,016 · Scale 2, in force from 26 Feb 2026)