LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,089
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,554
−HK$1,488/mo
Today · 4.125%
HK$50,042
baseline
▲ 0.50% · 4.625%
HK$53,087
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,084/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,386
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,791
−HK$1,425/mo
Today · 4.125%
HK$55,216
baseline
▲ 0.50% · 4.625%
HK$58,127
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,432/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,507
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,264
−HK$1,786/mo
Today · 4.125%
HK$60,050
baseline
▲ 0.50% · 4.625%
HK$63,704
+HK$3,654/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,100/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,863
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,549
−HK$1,711/mo
Today · 4.125%
HK$66,260
baseline
▲ 0.50% · 4.625%
HK$69,752
+HK$3,492/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,520/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,925
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,975
−HK$2,084/mo
Today · 4.125%
HK$70,059
baseline
▲ 0.50% · 4.625%
HK$74,322
+HK$4,263/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,118/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,340
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,307
−HK$1,996/mo
Today · 4.125%
HK$77,303
baseline
▲ 0.50% · 4.625%
HK$81,378
+HK$4,075/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,606/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,760
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,397
−HK$2,678/mo
Today · 4.125%
HK$90,075
baseline
▲ 0.50% · 4.625%
HK$95,556
+HK$5,481/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,150/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,295
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,824
−HK$2,565/mo
Today · 4.125%
HK$99,389
baseline
▲ 0.50% · 4.625%
HK$104,628
+HK$5,239/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,778/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,075 · Scale 2, in force from 26 Feb 2026)