LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,089
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,554
−HK$1,488/mo
Today · 4.125%
HK$50,042
baseline
▲ 0.50% · 4.625%
HK$53,087
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,084/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,386
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,791
−HK$1,426/mo
Today · 4.125%
HK$55,217
baseline
▲ 0.50% · 4.625%
HK$58,127
+HK$2,910/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,434/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,507
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,265
−HK$1,786/mo
Today · 4.125%
HK$60,051
baseline
▲ 0.50% · 4.625%
HK$63,705
+HK$3,654/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,102/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,864
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,550
−HK$1,710/mo
Today · 4.125%
HK$66,260
baseline
▲ 0.50% · 4.625%
HK$69,753
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,520/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,925
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,976
−HK$2,083/mo
Today · 4.125%
HK$70,059
baseline
▲ 0.50% · 4.625%
HK$74,322
+HK$4,263/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,118/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,341
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,308
−HK$1,995/mo
Today · 4.125%
HK$77,303
baseline
▲ 0.50% · 4.625%
HK$81,378
+HK$4,075/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,606/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,761
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,397
−HK$2,679/mo
Today · 4.125%
HK$90,076
baseline
▲ 0.50% · 4.625%
HK$95,557
+HK$5,481/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,152/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,296
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,825
−HK$2,565/mo
Today · 4.125%
HK$99,390
baseline
▲ 0.50% · 4.625%
HK$104,629
+HK$5,239/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,780/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,091 · Scale 2, in force from 26 Feb 2026)