LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,091
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,556
−HK$1,488/mo
Today · 4.125%
HK$50,044
baseline
▲ 0.50% · 4.625%
HK$53,089
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,088/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,388
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,793
−HK$1,426/mo
Today · 4.125%
HK$55,219
baseline
▲ 0.50% · 4.625%
HK$58,129
+HK$2,910/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,438/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,509
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,267
−HK$1,786/mo
Today · 4.125%
HK$60,053
baseline
▲ 0.50% · 4.625%
HK$63,707
+HK$3,654/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,106/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,866
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,552
−HK$1,710/mo
Today · 4.125%
HK$66,262
baseline
▲ 0.50% · 4.625%
HK$69,755
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,524/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,927
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,978
−HK$2,084/mo
Today · 4.125%
HK$70,062
baseline
▲ 0.50% · 4.625%
HK$74,325
+HK$4,263/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,124/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,343
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,311
−HK$1,995/mo
Today · 4.125%
HK$77,306
baseline
▲ 0.50% · 4.625%
HK$81,381
+HK$4,075/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,612/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,764
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,400
−HK$2,679/mo
Today · 4.125%
HK$90,079
baseline
▲ 0.50% · 4.625%
HK$95,560
+HK$5,481/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,158/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,299
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,828
−HK$2,565/mo
Today · 4.125%
HK$99,393
baseline
▲ 0.50% · 4.625%
HK$104,633
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,786/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,160 · Scale 2, in force from 26 Feb 2026)