LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,092
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,557
−HK$1,488/mo
Today · 4.125%
HK$50,045
baseline
▲ 0.50% · 4.625%
HK$53,090
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,090/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,389
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,794
−HK$1,426/mo
Today · 4.125%
HK$55,220
baseline
▲ 0.50% · 4.625%
HK$58,130
+HK$2,910/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,440/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,510
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,268
−HK$1,786/mo
Today · 4.125%
HK$60,054
baseline
▲ 0.50% · 4.625%
HK$63,708
+HK$3,654/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,108/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,867
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,553
−HK$1,711/mo
Today · 4.125%
HK$66,264
baseline
▲ 0.50% · 4.625%
HK$69,757
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,528/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,929
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,979
−HK$2,084/mo
Today · 4.125%
HK$70,063
baseline
▲ 0.50% · 4.625%
HK$74,326
+HK$4,263/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,126/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,345
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,312
−HK$1,996/mo
Today · 4.125%
HK$77,308
baseline
▲ 0.50% · 4.625%
HK$81,383
+HK$4,075/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,616/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,766
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,402
−HK$2,679/mo
Today · 4.125%
HK$90,081
baseline
▲ 0.50% · 4.625%
HK$95,562
+HK$5,481/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,162/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,301
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,830
−HK$2,566/mo
Today · 4.125%
HK$99,396
baseline
▲ 0.50% · 4.625%
HK$104,635
+HK$5,239/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,792/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,205 · Scale 2, in force from 26 Feb 2026)