LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,095
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,560
−HK$1,489/mo
Today · 4.125%
HK$50,049
baseline
▲ 0.50% · 4.625%
HK$53,094
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,098/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,393
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,798
−HK$1,426/mo
Today · 4.125%
HK$55,224
baseline
▲ 0.50% · 4.625%
HK$58,135
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,448/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,514
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,272
−HK$1,786/mo
Today · 4.125%
HK$60,058
baseline
▲ 0.50% · 4.625%
HK$63,713
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,116/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,872
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,558
−HK$1,710/mo
Today · 4.125%
HK$66,268
baseline
▲ 0.50% · 4.625%
HK$69,761
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,536/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,933
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,984
−HK$2,084/mo
Today · 4.125%
HK$70,068
baseline
▲ 0.50% · 4.625%
HK$74,331
+HK$4,263/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,136/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,350
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,317
−HK$1,996/mo
Today · 4.125%
HK$77,313
baseline
▲ 0.50% · 4.625%
HK$81,388
+HK$4,075/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,626/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,771
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,408
−HK$2,679/mo
Today · 4.125%
HK$90,087
baseline
▲ 0.50% · 4.625%
HK$95,569
+HK$5,482/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,174/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,307
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,837
−HK$2,565/mo
Today · 4.125%
HK$99,402
baseline
▲ 0.50% · 4.625%
HK$104,642
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,804/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,348 · Scale 2, in force from 26 Feb 2026)