LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,096
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,561
−HK$1,488/mo
Today · 4.125%
HK$50,049
baseline
▲ 0.50% · 4.625%
HK$53,095
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,098/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,394
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,799
−HK$1,426/mo
Today · 4.125%
HK$55,225
baseline
▲ 0.50% · 4.625%
HK$58,136
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,450/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,515
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,273
−HK$1,786/mo
Today · 4.125%
HK$60,059
baseline
▲ 0.50% · 4.625%
HK$63,714
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,118/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,873
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,559
−HK$1,711/mo
Today · 4.125%
HK$66,270
baseline
▲ 0.50% · 4.625%
HK$69,763
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,540/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,935
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,986
−HK$2,083/mo
Today · 4.125%
HK$70,069
baseline
▲ 0.50% · 4.625%
HK$74,333
+HK$4,264/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,138/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,352
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,319
−HK$1,996/mo
Today · 4.125%
HK$77,315
baseline
▲ 0.50% · 4.625%
HK$81,390
+HK$4,075/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,630/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,773
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,410
−HK$2,679/mo
Today · 4.125%
HK$90,089
baseline
▲ 0.50% · 4.625%
HK$95,571
+HK$5,482/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,178/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,309
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,839
−HK$2,565/mo
Today · 4.125%
HK$99,404
baseline
▲ 0.50% · 4.625%
HK$104,644
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,808/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,389 · Scale 2, in force from 26 Feb 2026)