LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,097
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,562
−HK$1,489/mo
Today · 4.125%
HK$50,051
baseline
▲ 0.50% · 4.625%
HK$53,096
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,102/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,395
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,801
−HK$1,425/mo
Today · 4.125%
HK$55,226
baseline
▲ 0.50% · 4.625%
HK$58,137
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,452/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,517
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,275
−HK$1,786/mo
Today · 4.125%
HK$60,061
baseline
▲ 0.50% · 4.625%
HK$63,716
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,122/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,875
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,561
−HK$1,710/mo
Today · 4.125%
HK$66,271
baseline
▲ 0.50% · 4.625%
HK$69,765
+HK$3,494/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,542/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,936
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,987
−HK$2,084/mo
Today · 4.125%
HK$70,071
baseline
▲ 0.50% · 4.625%
HK$74,335
+HK$4,264/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,142/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,354
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,321
−HK$1,996/mo
Today · 4.125%
HK$77,317
baseline
▲ 0.50% · 4.625%
HK$81,392
+HK$4,075/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,634/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,775
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,412
−HK$2,680/mo
Today · 4.125%
HK$90,092
baseline
▲ 0.50% · 4.625%
HK$95,573
+HK$5,481/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,184/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,312
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,841
−HK$2,566/mo
Today · 4.125%
HK$99,407
baseline
▲ 0.50% · 4.625%
HK$104,647
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,814/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,446 · Scale 2, in force from 26 Feb 2026)