LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,098
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,563
−HK$1,488/mo
Today · 4.125%
HK$50,051
baseline
▲ 0.50% · 4.625%
HK$53,097
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,102/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,396
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,801
−HK$1,426/mo
Today · 4.125%
HK$55,227
baseline
▲ 0.50% · 4.625%
HK$58,138
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,454/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,517
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,275
−HK$1,787/mo
Today · 4.125%
HK$60,062
baseline
▲ 0.50% · 4.625%
HK$63,716
+HK$3,654/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,124/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,875
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,561
−HK$1,711/mo
Today · 4.125%
HK$66,272
baseline
▲ 0.50% · 4.625%
HK$69,765
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,544/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,937
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,988
−HK$2,084/mo
Today · 4.125%
HK$70,072
baseline
▲ 0.50% · 4.625%
HK$74,336
+HK$4,264/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,144/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,354
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,322
−HK$1,995/mo
Today · 4.125%
HK$77,317
baseline
▲ 0.50% · 4.625%
HK$81,393
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,634/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,776
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,413
−HK$2,679/mo
Today · 4.125%
HK$90,092
baseline
▲ 0.50% · 4.625%
HK$95,574
+HK$5,482/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,184/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,313
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,842
−HK$2,566/mo
Today · 4.125%
HK$99,408
baseline
▲ 0.50% · 4.625%
HK$104,648
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,816/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,463 · Scale 2, in force from 26 Feb 2026)