LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,098
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,563
−HK$1,489/mo
Today · 4.125%
HK$50,052
baseline
▲ 0.50% · 4.625%
HK$53,097
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,104/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,397
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,802
−HK$1,425/mo
Today · 4.125%
HK$55,227
baseline
▲ 0.50% · 4.625%
HK$58,138
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,454/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,518
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,276
−HK$1,786/mo
Today · 4.125%
HK$60,062
baseline
▲ 0.50% · 4.625%
HK$63,717
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,124/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,876
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,562
−HK$1,711/mo
Today · 4.125%
HK$66,273
baseline
▲ 0.50% · 4.625%
HK$69,766
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,546/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,938
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,989
−HK$2,084/mo
Today · 4.125%
HK$70,073
baseline
▲ 0.50% · 4.625%
HK$74,336
+HK$4,263/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,146/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,355
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,322
−HK$1,996/mo
Today · 4.125%
HK$77,318
baseline
▲ 0.50% · 4.625%
HK$81,394
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,636/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,777
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,414
−HK$2,679/mo
Today · 4.125%
HK$90,093
baseline
▲ 0.50% · 4.625%
HK$95,575
+HK$5,482/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,186/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,314
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,843
−HK$2,566/mo
Today · 4.125%
HK$99,409
baseline
▲ 0.50% · 4.625%
HK$104,649
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,818/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,488 · Scale 2, in force from 26 Feb 2026)