LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,099
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,564
−HK$1,488/mo
Today · 4.125%
HK$50,052
baseline
▲ 0.50% · 4.625%
HK$53,098
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,104/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,397
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,802
−HK$1,426/mo
Today · 4.125%
HK$55,228
baseline
▲ 0.50% · 4.625%
HK$58,139
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,456/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,518
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,276
−HK$1,787/mo
Today · 4.125%
HK$60,063
baseline
▲ 0.50% · 4.625%
HK$63,717
+HK$3,654/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,126/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,876
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,562
−HK$1,711/mo
Today · 4.125%
HK$66,273
baseline
▲ 0.50% · 4.625%
HK$69,766
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,546/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,938
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,989
−HK$2,084/mo
Today · 4.125%
HK$70,073
baseline
▲ 0.50% · 4.625%
HK$74,337
+HK$4,264/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,146/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,355
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,323
−HK$1,996/mo
Today · 4.125%
HK$77,319
baseline
▲ 0.50% · 4.625%
HK$81,394
+HK$4,075/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,638/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,778
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,415
−HK$2,679/mo
Today · 4.125%
HK$90,094
baseline
▲ 0.50% · 4.625%
HK$95,576
+HK$5,482/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,188/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,314
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,844
−HK$2,566/mo
Today · 4.125%
HK$99,410
baseline
▲ 0.50% · 4.625%
HK$104,650
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,820/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,498 · Scale 2, in force from 26 Feb 2026)