LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,099
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,564
−HK$1,489/mo
Today · 4.125%
HK$50,053
baseline
▲ 0.50% · 4.625%
HK$53,098
+HK$3,045/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,106/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,397
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,803
−HK$1,425/mo
Today · 4.125%
HK$55,228
baseline
▲ 0.50% · 4.625%
HK$58,139
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,456/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,519
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,277
−HK$1,786/mo
Today · 4.125%
HK$60,063
baseline
▲ 0.50% · 4.625%
HK$63,718
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,126/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,877
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,563
−HK$1,711/mo
Today · 4.125%
HK$66,274
baseline
▲ 0.50% · 4.625%
HK$69,767
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,548/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,939
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,990
−HK$2,084/mo
Today · 4.125%
HK$70,074
baseline
▲ 0.50% · 4.625%
HK$74,338
+HK$4,264/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,148/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,356
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,324
−HK$1,995/mo
Today · 4.125%
HK$77,319
baseline
▲ 0.50% · 4.625%
HK$81,395
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,638/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,778
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,416
−HK$2,679/mo
Today · 4.125%
HK$90,095
baseline
▲ 0.50% · 4.625%
HK$95,577
+HK$5,482/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,190/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,315
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,845
−HK$2,566/mo
Today · 4.125%
HK$99,411
baseline
▲ 0.50% · 4.625%
HK$104,651
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,822/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,520 · Scale 2, in force from 26 Feb 2026)