LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,100
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,565
−HK$1,488/mo
Today · 4.125%
HK$50,053
baseline
▲ 0.50% · 4.625%
HK$53,099
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,106/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,398
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,803
−HK$1,426/mo
Today · 4.125%
HK$55,229
baseline
▲ 0.50% · 4.625%
HK$58,140
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,458/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,520
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,278
−HK$1,786/mo
Today · 4.125%
HK$60,064
baseline
▲ 0.50% · 4.625%
HK$63,719
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,128/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,877
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,564
−HK$1,711/mo
Today · 4.125%
HK$66,275
baseline
▲ 0.50% · 4.625%
HK$69,768
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,550/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,940
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,991
−HK$2,084/mo
Today · 4.125%
HK$70,075
baseline
▲ 0.50% · 4.625%
HK$74,338
+HK$4,263/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,150/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,357
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,324
−HK$1,996/mo
Today · 4.125%
HK$77,320
baseline
▲ 0.50% · 4.625%
HK$81,396
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,640/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,779
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,417
−HK$2,679/mo
Today · 4.125%
HK$90,096
baseline
▲ 0.50% · 4.625%
HK$95,578
+HK$5,482/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,192/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,316
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,846
−HK$2,566/mo
Today · 4.125%
HK$99,412
baseline
▲ 0.50% · 4.625%
HK$104,652
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,824/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,543 · Scale 2, in force from 26 Feb 2026)