LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,100
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,565
−HK$1,489/mo
Today · 4.125%
HK$50,054
baseline
▲ 0.50% · 4.625%
HK$53,100
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,108/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,399
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,804
−HK$1,426/mo
Today · 4.125%
HK$55,230
baseline
▲ 0.50% · 4.625%
HK$58,141
+HK$2,911/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,460/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,520
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,279
−HK$1,786/mo
Today · 4.125%
HK$60,065
baseline
▲ 0.50% · 4.625%
HK$63,720
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,130/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,878
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,565
−HK$1,711/mo
Today · 4.125%
HK$66,276
baseline
▲ 0.50% · 4.625%
HK$69,769
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,552/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,941
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,992
−HK$2,084/mo
Today · 4.125%
HK$70,076
baseline
▲ 0.50% · 4.625%
HK$74,339
+HK$4,263/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,152/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,358
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,326
−HK$1,995/mo
Today · 4.125%
HK$77,321
baseline
▲ 0.50% · 4.625%
HK$81,397
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,642/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,781
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,418
−HK$2,679/mo
Today · 4.125%
HK$90,097
baseline
▲ 0.50% · 4.625%
HK$95,579
+HK$5,482/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,194/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,318
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,847
−HK$2,566/mo
Today · 4.125%
HK$99,413
baseline
▲ 0.50% · 4.625%
HK$104,654
+HK$5,241/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,826/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,574 · Scale 2, in force from 26 Feb 2026)