LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,103
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,568
−HK$1,488/mo
Today · 4.125%
HK$50,056
baseline
▲ 0.50% · 4.625%
HK$53,102
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,112/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,401
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,806
−HK$1,426/mo
Today · 4.125%
HK$55,232
baseline
▲ 0.50% · 4.625%
HK$58,144
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,464/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,523
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,281
−HK$1,787/mo
Today · 4.125%
HK$60,068
baseline
▲ 0.50% · 4.625%
HK$63,723
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,136/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,881
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,568
−HK$1,711/mo
Today · 4.125%
HK$66,279
baseline
▲ 0.50% · 4.625%
HK$69,772
+HK$3,493/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,558/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,944
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,995
−HK$2,084/mo
Today · 4.125%
HK$70,079
baseline
▲ 0.50% · 4.625%
HK$74,343
+HK$4,264/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,158/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,362
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,329
−HK$1,996/mo
Today · 4.125%
HK$77,325
baseline
▲ 0.50% · 4.625%
HK$81,401
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,650/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,785
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,422
−HK$2,679/mo
Today · 4.125%
HK$90,101
baseline
▲ 0.50% · 4.625%
HK$95,584
+HK$5,483/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,202/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,322
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,852
−HK$2,566/mo
Today · 4.125%
HK$99,418
baseline
▲ 0.50% · 4.625%
HK$104,658
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,836/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,669 · Scale 2, in force from 26 Feb 2026)