LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,103
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,569
−HK$1,488/mo
Today · 4.125%
HK$50,057
baseline
▲ 0.50% · 4.625%
HK$53,103
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,114/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,402
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,808
−HK$1,425/mo
Today · 4.125%
HK$55,233
baseline
▲ 0.50% · 4.625%
HK$58,145
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,466/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,524
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,282
−HK$1,787/mo
Today · 4.125%
HK$60,069
baseline
▲ 0.50% · 4.625%
HK$63,724
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,138/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,883
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,569
−HK$1,711/mo
Today · 4.125%
HK$66,280
baseline
▲ 0.50% · 4.625%
HK$69,774
+HK$3,494/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,560/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,945
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,996
−HK$2,084/mo
Today · 4.125%
HK$70,080
baseline
▲ 0.50% · 4.625%
HK$74,344
+HK$4,264/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,160/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,363
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,331
−HK$1,996/mo
Today · 4.125%
HK$77,327
baseline
▲ 0.50% · 4.625%
HK$81,403
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,654/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,786
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,424
−HK$2,679/mo
Today · 4.125%
HK$90,103
baseline
▲ 0.50% · 4.625%
HK$95,586
+HK$5,483/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,206/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,324
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,854
−HK$2,566/mo
Today · 4.125%
HK$99,420
baseline
▲ 0.50% · 4.625%
HK$104,660
+HK$5,240/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,840/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,710 · Scale 2, in force from 26 Feb 2026)