LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,106
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,571
−HK$1,489/mo
Today · 4.125%
HK$50,060
baseline
▲ 0.50% · 4.625%
HK$53,106
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,120/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,405
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,810
−HK$1,426/mo
Today · 4.125%
HK$55,236
baseline
▲ 0.50% · 4.625%
HK$58,148
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,472/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$815,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,527
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,285
−HK$1,787/mo
Today · 4.125%
HK$60,072
baseline
▲ 0.50% · 4.625%
HK$63,727
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$120,144/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,886
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,572
−HK$1,711/mo
Today · 4.125%
HK$66,283
baseline
▲ 0.50% · 4.625%
HK$69,777
+HK$3,494/mo
Deposit HK$8.26M · loan HK$12.39M · min. income ≈ HK$132,566/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,948
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$67,999
−HK$2,085/mo
Today · 4.125%
HK$70,084
baseline
▲ 0.50% · 4.625%
HK$74,348
+HK$4,264/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,168/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,367
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,334
−HK$1,996/mo
Today · 4.125%
HK$77,330
baseline
▲ 0.50% · 4.625%
HK$81,407
+HK$4,077/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,660/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,790
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,428
−HK$2,679/mo
Today · 4.125%
HK$90,107
baseline
▲ 0.50% · 4.625%
HK$95,590
+HK$5,483/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,214/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,328
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,858
−HK$2,567/mo
Today · 4.125%
HK$99,425
baseline
▲ 0.50% · 4.625%
HK$104,666
+HK$5,241/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,850/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,810 · Scale 2, in force from 26 Feb 2026)