LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,107
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,573
−HK$1,488/mo
Today · 4.125%
HK$50,061
baseline
▲ 0.50% · 4.625%
HK$53,108
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,122/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$815,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,407
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,812
−HK$1,426/mo
Today · 4.125%
HK$55,238
baseline
▲ 0.50% · 4.625%
HK$58,150
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,476/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$815,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,529
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,287
−HK$1,787/mo
Today · 4.125%
HK$60,074
baseline
▲ 0.50% · 4.625%
HK$63,729
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.40M · min. income ≈ HK$120,148/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,888
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,574
−HK$1,712/mo
Today · 4.125%
HK$66,286
baseline
▲ 0.50% · 4.625%
HK$69,780
+HK$3,494/mo
Deposit HK$8.26M · loan HK$12.40M · min. income ≈ HK$132,572/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,950
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,002
−HK$2,084/mo
Today · 4.125%
HK$70,086
baseline
▲ 0.50% · 4.625%
HK$74,351
+HK$4,265/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,172/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,369
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,337
−HK$1,996/mo
Today · 4.125%
HK$77,333
baseline
▲ 0.50% · 4.625%
HK$81,409
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,666/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,793
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,431
−HK$2,680/mo
Today · 4.125%
HK$90,111
baseline
▲ 0.50% · 4.625%
HK$95,594
+HK$5,483/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,222/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,332
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,862
−HK$2,566/mo
Today · 4.125%
HK$99,428
baseline
▲ 0.50% · 4.625%
HK$104,669
+HK$5,241/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,856/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,884 · Scale 2, in force from 26 Feb 2026)