LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,109
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,575
−HK$1,489/mo
Today · 4.125%
HK$50,064
baseline
▲ 0.50% · 4.625%
HK$53,110
+HK$3,046/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,128/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$815,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,409
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,814
−HK$1,426/mo
Today · 4.125%
HK$55,240
baseline
▲ 0.50% · 4.625%
HK$58,152
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,480/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$815,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,531
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,290
−HK$1,786/mo
Today · 4.125%
HK$60,076
baseline
▲ 0.50% · 4.625%
HK$63,732
+HK$3,656/mo
Deposit HK$8.26M · loan HK$12.40M · min. income ≈ HK$120,152/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,890
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,577
−HK$1,711/mo
Today · 4.125%
HK$66,288
baseline
▲ 0.50% · 4.625%
HK$69,782
+HK$3,494/mo
Deposit HK$8.26M · loan HK$12.40M · min. income ≈ HK$132,576/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$815,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,953
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,005
−HK$2,084/mo
Today · 4.125%
HK$70,089
baseline
▲ 0.50% · 4.625%
HK$74,354
+HK$4,265/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,178/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,372
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,340
−HK$1,996/mo
Today · 4.125%
HK$77,336
baseline
▲ 0.50% · 4.625%
HK$81,413
+HK$4,077/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,672/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$815,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,797
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,434
−HK$2,680/mo
Today · 4.125%
HK$90,114
baseline
▲ 0.50% · 4.625%
HK$95,598
+HK$5,484/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,228/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,336
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,866
−HK$2,566/mo
Today · 4.125%
HK$99,432
baseline
▲ 0.50% · 4.625%
HK$104,673
+HK$5,241/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,864/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$815,967 · Scale 2, in force from 26 Feb 2026)