LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,112
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,578
−HK$1,488/mo
Today · 4.125%
HK$50,066
baseline
▲ 0.50% · 4.625%
HK$53,113
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,132/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,412
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,817
−HK$1,426/mo
Today · 4.125%
HK$55,243
baseline
▲ 0.50% · 4.625%
HK$58,155
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,486/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,534
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,293
−HK$1,787/mo
Today · 4.125%
HK$60,080
baseline
▲ 0.50% · 4.625%
HK$63,735
+HK$3,655/mo
Deposit HK$8.26M · loan HK$12.40M · min. income ≈ HK$120,160/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,894
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,581
−HK$1,711/mo
Today · 4.125%
HK$66,292
baseline
▲ 0.50% · 4.625%
HK$69,786
+HK$3,494/mo
Deposit HK$8.26M · loan HK$12.40M · min. income ≈ HK$132,584/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,957
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,009
−HK$2,084/mo
Today · 4.125%
HK$70,093
baseline
▲ 0.50% · 4.625%
HK$74,358
+HK$4,265/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,186/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$816,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,376
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,344
−HK$1,997/mo
Today · 4.125%
HK$77,341
baseline
▲ 0.50% · 4.625%
HK$81,417
+HK$4,076/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,682/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$816,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,802
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,440
−HK$2,680/mo
Today · 4.125%
HK$90,120
baseline
▲ 0.50% · 4.625%
HK$95,603
+HK$5,483/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$180,240/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,341
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,871
−HK$2,567/mo
Today · 4.125%
HK$99,438
baseline
▲ 0.50% · 4.625%
HK$104,680
+HK$5,242/mo
Deposit HK$2.07M · loan HK$18.59M · min. income ≈ HK$198,876/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,086 · Scale 2, in force from 26 Feb 2026)