LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,115
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,581
−HK$1,489/mo
Today · 4.125%
HK$50,070
baseline
▲ 0.50% · 4.625%
HK$53,117
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,140/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,415
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,821
−HK$1,426/mo
Today · 4.125%
HK$55,247
baseline
▲ 0.50% · 4.625%
HK$58,159
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,494/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,538
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,297
−HK$1,787/mo
Today · 4.125%
HK$60,084
baseline
▲ 0.50% · 4.625%
HK$63,740
+HK$3,656/mo
Deposit HK$8.26M · loan HK$12.40M · min. income ≈ HK$120,168/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,898
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,585
−HK$1,712/mo
Today · 4.125%
HK$66,297
baseline
▲ 0.50% · 4.625%
HK$69,791
+HK$3,494/mo
Deposit HK$8.26M · loan HK$12.40M · min. income ≈ HK$132,594/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,962
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,013
−HK$2,085/mo
Today · 4.125%
HK$70,098
baseline
▲ 0.50% · 4.625%
HK$74,363
+HK$4,265/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,196/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$816,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,382
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,350
−HK$1,996/mo
Today · 4.125%
HK$77,346
baseline
▲ 0.50% · 4.625%
HK$81,423
+HK$4,077/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,692/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$816,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,808
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,446
−HK$2,680/mo
Today · 4.125%
HK$90,126
baseline
▲ 0.50% · 4.625%
HK$95,610
+HK$5,484/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,252/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,348
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,878
−HK$2,567/mo
Today · 4.125%
HK$99,445
baseline
▲ 0.50% · 4.625%
HK$104,687
+HK$5,242/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,890/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,231 · Scale 2, in force from 26 Feb 2026)