LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,117
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,582
−HK$1,489/mo
Today · 4.125%
HK$50,071
baseline
▲ 0.50% · 4.625%
HK$53,118
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,142/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,417
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,823
−HK$1,426/mo
Today · 4.125%
HK$55,249
baseline
▲ 0.50% · 4.625%
HK$58,161
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,498/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,540
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,299
−HK$1,787/mo
Today · 4.125%
HK$60,086
baseline
▲ 0.50% · 4.625%
HK$63,742
+HK$3,656/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,172/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,900
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,587
−HK$1,712/mo
Today · 4.125%
HK$66,299
baseline
▲ 0.50% · 4.625%
HK$69,793
+HK$3,494/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,598/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,963
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,015
−HK$2,085/mo
Today · 4.125%
HK$70,100
baseline
▲ 0.50% · 4.625%
HK$74,365
+HK$4,265/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,200/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,384
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,352
−HK$1,996/mo
Today · 4.125%
HK$77,348
baseline
▲ 0.50% · 4.625%
HK$81,426
+HK$4,078/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,696/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,810
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,448
−HK$2,681/mo
Today · 4.125%
HK$90,129
baseline
▲ 0.50% · 4.625%
HK$95,613
+HK$5,484/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,258/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,350
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,881
−HK$2,567/mo
Today · 4.125%
HK$99,448
baseline
▲ 0.50% · 4.625%
HK$104,690
+HK$5,242/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,896/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,293 · Scale 2, in force from 26 Feb 2026)