LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,117
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,583
−HK$1,489/mo
Today · 4.125%
HK$50,072
baseline
▲ 0.50% · 4.625%
HK$53,119
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,144/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,418
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,824
−HK$1,426/mo
Today · 4.125%
HK$55,250
baseline
▲ 0.50% · 4.625%
HK$58,162
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,500/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,541
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,300
−HK$1,787/mo
Today · 4.125%
HK$60,087
baseline
▲ 0.50% · 4.625%
HK$63,743
+HK$3,656/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,174/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,901
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,588
−HK$1,712/mo
Today · 4.125%
HK$66,300
baseline
▲ 0.50% · 4.625%
HK$69,794
+HK$3,494/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,600/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,964
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,016
−HK$2,085/mo
Today · 4.125%
HK$70,101
baseline
▲ 0.50% · 4.625%
HK$74,366
+HK$4,265/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,202/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,385
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,353
−HK$1,997/mo
Today · 4.125%
HK$77,350
baseline
▲ 0.50% · 4.625%
HK$81,427
+HK$4,077/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,700/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,811
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,450
−HK$2,680/mo
Today · 4.125%
HK$90,130
baseline
▲ 0.50% · 4.625%
HK$95,614
+HK$5,484/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,260/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,352
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,882
−HK$2,567/mo
Today · 4.125%
HK$99,449
baseline
▲ 0.50% · 4.625%
HK$104,692
+HK$5,243/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,898/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,323 · Scale 2, in force from 26 Feb 2026)