LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,118
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,584
−HK$1,489/mo
Today · 4.125%
HK$50,073
baseline
▲ 0.50% · 4.625%
HK$53,120
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,146/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,418
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,824
−HK$1,426/mo
Today · 4.125%
HK$55,250
baseline
▲ 0.50% · 4.625%
HK$58,163
+HK$2,913/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,500/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,542
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,301
−HK$1,786/mo
Today · 4.125%
HK$60,087
baseline
▲ 0.50% · 4.625%
HK$63,744
+HK$3,657/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,174/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,902
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,589
−HK$1,712/mo
Today · 4.125%
HK$66,301
baseline
▲ 0.50% · 4.625%
HK$69,795
+HK$3,494/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,602/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,965
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,017
−HK$2,085/mo
Today · 4.125%
HK$70,102
baseline
▲ 0.50% · 4.625%
HK$74,368
+HK$4,266/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,204/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,386
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,354
−HK$1,997/mo
Today · 4.125%
HK$77,351
baseline
▲ 0.50% · 4.625%
HK$81,428
+HK$4,077/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,702/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,813
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,451
−HK$2,680/mo
Today · 4.125%
HK$90,131
baseline
▲ 0.50% · 4.625%
HK$95,615
+HK$5,484/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,262/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,353
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,884
−HK$2,567/mo
Today · 4.125%
HK$99,451
baseline
▲ 0.50% · 4.625%
HK$104,693
+HK$5,242/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,902/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,352 · Scale 2, in force from 26 Feb 2026)