LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,119
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,585
−HK$1,489/mo
Today · 4.125%
HK$50,074
baseline
▲ 0.50% · 4.625%
HK$53,121
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,148/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,420
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,825
−HK$1,427/mo
Today · 4.125%
HK$55,252
baseline
▲ 0.50% · 4.625%
HK$58,164
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,504/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,543
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,302
−HK$1,787/mo
Today · 4.125%
HK$60,089
baseline
▲ 0.50% · 4.625%
HK$63,745
+HK$3,656/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,178/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,903
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,591
−HK$1,711/mo
Today · 4.125%
HK$66,302
baseline
▲ 0.50% · 4.625%
HK$69,797
+HK$3,495/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,604/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,967
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,019
−HK$2,084/mo
Today · 4.125%
HK$70,103
baseline
▲ 0.50% · 4.625%
HK$74,369
+HK$4,266/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$140,206/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,387
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,356
−HK$1,996/mo
Today · 4.125%
HK$77,352
baseline
▲ 0.50% · 4.625%
HK$81,430
+HK$4,078/mo
Deposit HK$6.20M · loan HK$14.46M · min. income ≈ HK$154,704/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,814
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,453
−HK$2,680/mo
Today · 4.125%
HK$90,133
baseline
▲ 0.50% · 4.625%
HK$95,617
+HK$5,484/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,266/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,355
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,886
−HK$2,567/mo
Today · 4.125%
HK$99,453
baseline
▲ 0.50% · 4.625%
HK$104,695
+HK$5,242/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,906/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,396 · Scale 2, in force from 26 Feb 2026)