LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,121
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,587
−HK$1,489/mo
Today · 4.125%
HK$50,076
baseline
▲ 0.50% · 4.625%
HK$53,123
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,152/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,422
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,828
−HK$1,426/mo
Today · 4.125%
HK$55,254
baseline
▲ 0.50% · 4.625%
HK$58,166
+HK$2,912/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,508/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,545
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,304
−HK$1,787/mo
Today · 4.125%
HK$60,091
baseline
▲ 0.50% · 4.625%
HK$63,747
+HK$3,656/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,182/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,906
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,593
−HK$1,712/mo
Today · 4.125%
HK$66,305
baseline
▲ 0.50% · 4.625%
HK$69,800
+HK$3,495/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,610/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,969
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,021
−HK$2,085/mo
Today · 4.125%
HK$70,106
baseline
▲ 0.50% · 4.625%
HK$74,372
+HK$4,266/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,212/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,390
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,359
−HK$1,996/mo
Today · 4.125%
HK$77,355
baseline
▲ 0.50% · 4.625%
HK$81,433
+HK$4,078/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,710/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,818
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,456
−HK$2,681/mo
Today · 4.125%
HK$90,137
baseline
▲ 0.50% · 4.625%
HK$95,621
+HK$5,484/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,274/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,359
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,890
−HK$2,567/mo
Today · 4.125%
HK$99,457
baseline
▲ 0.50% · 4.625%
HK$104,699
+HK$5,242/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,914/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,477 · Scale 2, in force from 26 Feb 2026)