LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,128
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,594
−HK$1,490/mo
Today · 4.125%
HK$50,084
baseline
▲ 0.50% · 4.625%
HK$53,131
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,168/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,430
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,836
−HK$1,426/mo
Today · 4.125%
HK$55,262
baseline
▲ 0.50% · 4.625%
HK$58,175
+HK$2,913/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,524/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,554
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,313
−HK$1,788/mo
Today · 4.125%
HK$60,101
baseline
▲ 0.50% · 4.625%
HK$63,757
+HK$3,656/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,202/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,916
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,603
−HK$1,712/mo
Today · 4.125%
HK$66,315
baseline
▲ 0.50% · 4.625%
HK$69,811
+HK$3,496/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,630/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,980
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,032
−HK$2,085/mo
Today · 4.125%
HK$70,117
baseline
▲ 0.50% · 4.625%
HK$74,384
+HK$4,267/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,234/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,402
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,370
−HK$1,997/mo
Today · 4.125%
HK$77,367
baseline
▲ 0.50% · 4.625%
HK$81,446
+HK$4,079/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,734/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,831
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$87,470
−HK$2,681/mo
Today · 4.125%
HK$90,151
baseline
▲ 0.50% · 4.625%
HK$95,636
+HK$5,485/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,302/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,374
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,905
−HK$2,567/mo
Today · 4.125%
HK$99,472
baseline
▲ 0.50% · 4.625%
HK$104,716
+HK$5,244/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,944/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,803 · Scale 2, in force from 26 Feb 2026)