LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,129
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,595
−HK$1,490/mo
Today · 4.125%
HK$50,085
baseline
▲ 0.50% · 4.625%
HK$53,132
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,170/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,431
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,837
−HK$1,427/mo
Today · 4.125%
HK$55,264
baseline
▲ 0.50% · 4.625%
HK$58,177
+HK$2,913/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,528/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,555
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,314
−HK$1,788/mo
Today · 4.125%
HK$60,102
baseline
▲ 0.50% · 4.625%
HK$63,759
+HK$3,657/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,204/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,917
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,605
−HK$1,711/mo
Today · 4.125%
HK$66,316
baseline
▲ 0.50% · 4.625%
HK$69,812
+HK$3,496/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,632/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,981
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$68,034
−HK$2,085/mo
Today · 4.125%
HK$70,119
baseline
▲ 0.50% · 4.625%
HK$74,385
+HK$4,266/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,238/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,403
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$75,372
−HK$1,997/mo
Today · 4.125%
HK$77,369
baseline
▲ 0.50% · 4.625%
HK$81,447
+HK$4,078/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,738/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,833
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$87,472
−HK$2,681/mo
Today · 4.125%
HK$90,153
baseline
▲ 0.50% · 4.625%
HK$95,638
+HK$5,485/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,306/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,376
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$96,907
−HK$2,568/mo
Today · 4.125%
HK$99,475
baseline
▲ 0.50% · 4.625%
HK$104,718
+HK$5,243/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,950/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,846 · Scale 2, in force from 26 Feb 2026)