LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,132
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,598
−HK$1,490/mo
Today · 4.125%
HK$50,088
baseline
▲ 0.50% · 4.625%
HK$53,135
+HK$3,047/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$100,176/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,434
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,840
−HK$1,427/mo
Today · 4.125%
HK$55,267
baseline
▲ 0.50% · 4.625%
HK$58,180
+HK$2,913/mo
Deposit HK$10.33M · loan HK$10.33M · min. income ≈ HK$110,534/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$816,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,558
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,318
−HK$1,787/mo
Today · 4.125%
HK$60,105
baseline
▲ 0.50% · 4.625%
HK$63,762
+HK$3,657/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,210/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,921
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,608
−HK$1,712/mo
Today · 4.125%
HK$66,320
baseline
▲ 0.50% · 4.625%
HK$69,816
+HK$3,496/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,640/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$816,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,985
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$68,037
−HK$2,086/mo
Today · 4.125%
HK$70,123
baseline
▲ 0.50% · 4.625%
HK$74,389
+HK$4,266/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,246/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,407
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$75,376
−HK$1,997/mo
Today · 4.125%
HK$77,373
baseline
▲ 0.50% · 4.625%
HK$81,452
+HK$4,079/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,746/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$816,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,838
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$87,477
−HK$2,681/mo
Today · 4.125%
HK$90,158
baseline
▲ 0.50% · 4.625%
HK$95,644
+HK$5,486/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,316/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,381
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$96,912
−HK$2,568/mo
Today · 4.125%
HK$99,480
baseline
▲ 0.50% · 4.625%
HK$104,724
+HK$5,244/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,960/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$816,962 · Scale 2, in force from 26 Feb 2026)