LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,136
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,602
−HK$1,490/mo
Today · 4.125%
HK$50,092
baseline
▲ 0.50% · 4.625%
HK$53,140
+HK$3,048/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,184/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$817,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,438
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,845
−HK$1,426/mo
Today · 4.125%
HK$55,271
baseline
▲ 0.50% · 4.625%
HK$58,185
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,542/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$817,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,563
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,323
−HK$1,787/mo
Today · 4.125%
HK$60,110
baseline
▲ 0.50% · 4.625%
HK$63,768
+HK$3,658/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,220/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,926
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,614
−HK$1,712/mo
Today · 4.125%
HK$66,326
baseline
▲ 0.50% · 4.625%
HK$69,822
+HK$3,496/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,652/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,990
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,043
−HK$2,086/mo
Today · 4.125%
HK$70,129
baseline
▲ 0.50% · 4.625%
HK$74,396
+HK$4,267/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,258/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,414
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$75,383
−HK$1,997/mo
Today · 4.125%
HK$77,380
baseline
▲ 0.50% · 4.625%
HK$81,459
+HK$4,079/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,760/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,845
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$87,484
−HK$2,681/mo
Today · 4.125%
HK$90,165
baseline
▲ 0.50% · 4.625%
HK$95,652
+HK$5,487/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$180,330/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$817,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,389
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$96,920
−HK$2,568/mo
Today · 4.125%
HK$99,488
baseline
▲ 0.50% · 4.625%
HK$104,733
+HK$5,245/mo
Deposit HK$2.07M · loan HK$18.60M · min. income ≈ HK$198,976/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$817,135 · Scale 2, in force from 26 Feb 2026)