LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,139
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,606
−HK$1,489/mo
Today · 4.125%
HK$50,095
baseline
▲ 0.50% · 4.625%
HK$53,144
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,190/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$817,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,442
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,849
−HK$1,426/mo
Today · 4.125%
HK$55,275
baseline
▲ 0.50% · 4.625%
HK$58,189
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,550/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$817,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,567
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,327
−HK$1,788/mo
Today · 4.125%
HK$60,115
baseline
▲ 0.50% · 4.625%
HK$63,772
+HK$3,657/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,230/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,931
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,618
−HK$1,713/mo
Today · 4.125%
HK$66,331
baseline
▲ 0.50% · 4.625%
HK$69,827
+HK$3,496/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,662/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,995
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,048
−HK$2,086/mo
Today · 4.125%
HK$70,134
baseline
▲ 0.50% · 4.625%
HK$74,401
+HK$4,267/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,268/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,419
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,388
−HK$1,998/mo
Today · 4.125%
HK$77,386
baseline
▲ 0.50% · 4.625%
HK$81,465
+HK$4,079/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,772/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,851
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$87,490
−HK$2,682/mo
Today · 4.125%
HK$90,172
baseline
▲ 0.50% · 4.625%
HK$95,659
+HK$5,487/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,344/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$817,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,396
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$96,928
−HK$2,568/mo
Today · 4.125%
HK$99,496
baseline
▲ 0.50% · 4.625%
HK$104,740
+HK$5,244/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$198,992/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$817,287 · Scale 2, in force from 26 Feb 2026)