LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,142
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,609
−HK$1,490/mo
Today · 4.125%
HK$50,099
baseline
▲ 0.50% · 4.625%
HK$53,147
+HK$3,048/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,198/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$817,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,445
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,852
−HK$1,427/mo
Today · 4.125%
HK$55,279
baseline
▲ 0.50% · 4.625%
HK$58,193
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,558/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$817,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,571
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,331
−HK$1,787/mo
Today · 4.125%
HK$60,118
baseline
▲ 0.50% · 4.625%
HK$63,776
+HK$3,658/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,236/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,935
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,622
−HK$1,713/mo
Today · 4.125%
HK$66,335
baseline
▲ 0.50% · 4.625%
HK$69,831
+HK$3,496/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,670/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,999
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,052
−HK$2,086/mo
Today · 4.125%
HK$70,138
baseline
▲ 0.50% · 4.625%
HK$74,406
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,276/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,424
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$75,393
−HK$1,997/mo
Today · 4.125%
HK$77,390
baseline
▲ 0.50% · 4.625%
HK$81,470
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,780/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,856
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,496
−HK$2,682/mo
Today · 4.125%
HK$90,178
baseline
▲ 0.50% · 4.625%
HK$95,665
+HK$5,487/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,356/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$817,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,402
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$96,934
−HK$2,568/mo
Today · 4.125%
HK$99,502
baseline
▲ 0.50% · 4.625%
HK$104,747
+HK$5,245/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,004/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$817,416 · Scale 2, in force from 26 Feb 2026)