LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,143
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,609
−HK$1,490/mo
Today · 4.125%
HK$50,099
baseline
▲ 0.50% · 4.625%
HK$53,148
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,198/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$817,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,446
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,853
−HK$1,427/mo
Today · 4.125%
HK$55,280
baseline
▲ 0.50% · 4.625%
HK$58,194
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,560/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$817,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,572
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,331
−HK$1,788/mo
Today · 4.125%
HK$60,119
baseline
▲ 0.50% · 4.625%
HK$63,777
+HK$3,658/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$120,238/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,935
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,623
−HK$1,713/mo
Today · 4.125%
HK$66,336
baseline
▲ 0.50% · 4.625%
HK$69,832
+HK$3,496/mo
Deposit HK$8.27M · loan HK$12.40M · min. income ≈ HK$132,672/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,000
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,053
−HK$2,086/mo
Today · 4.125%
HK$70,139
baseline
▲ 0.50% · 4.625%
HK$74,407
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,278/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,425
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,394
−HK$1,998/mo
Today · 4.125%
HK$77,392
baseline
▲ 0.50% · 4.625%
HK$81,471
+HK$4,079/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,784/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,857
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,497
−HK$2,682/mo
Today · 4.125%
HK$90,179
baseline
▲ 0.50% · 4.625%
HK$95,666
+HK$5,487/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,358/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$817,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,403
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$96,935
−HK$2,568/mo
Today · 4.125%
HK$99,503
baseline
▲ 0.50% · 4.625%
HK$104,748
+HK$5,245/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,006/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$817,445 · Scale 2, in force from 26 Feb 2026)