LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,145
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,611
−HK$1,490/mo
Today · 4.125%
HK$50,101
baseline
▲ 0.50% · 4.625%
HK$53,149
+HK$3,048/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,202/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,448
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,854
−HK$1,427/mo
Today · 4.125%
HK$55,281
baseline
▲ 0.50% · 4.625%
HK$58,195
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,562/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,573
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,333
−HK$1,788/mo
Today · 4.125%
HK$60,121
baseline
▲ 0.50% · 4.625%
HK$63,779
+HK$3,658/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,242/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,937
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,625
−HK$1,713/mo
Today · 4.125%
HK$66,338
baseline
▲ 0.50% · 4.625%
HK$69,835
+HK$3,497/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,676/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,002
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,055
−HK$2,086/mo
Today · 4.125%
HK$70,141
baseline
▲ 0.50% · 4.625%
HK$74,409
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,282/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,427
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,396
−HK$1,998/mo
Today · 4.125%
HK$77,394
baseline
▲ 0.50% · 4.625%
HK$81,474
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,788/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,860
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,500
−HK$2,682/mo
Today · 4.125%
HK$90,182
baseline
▲ 0.50% · 4.625%
HK$95,669
+HK$5,487/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,364/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,406
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,938
−HK$2,569/mo
Today · 4.125%
HK$99,507
baseline
▲ 0.50% · 4.625%
HK$104,752
+HK$5,245/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,014/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,513 · Scale 2, in force from 26 Feb 2026)