LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,146
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,613
−HK$1,490/mo
Today · 4.125%
HK$50,103
baseline
▲ 0.50% · 4.625%
HK$53,151
+HK$3,048/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,206/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,450
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,856
−HK$1,427/mo
Today · 4.125%
HK$55,283
baseline
▲ 0.50% · 4.625%
HK$58,197
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,566/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,575
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,335
−HK$1,788/mo
Today · 4.125%
HK$60,123
baseline
▲ 0.50% · 4.625%
HK$63,782
+HK$3,659/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,246/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,940
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,628
−HK$1,712/mo
Today · 4.125%
HK$66,340
baseline
▲ 0.50% · 4.625%
HK$69,837
+HK$3,497/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,680/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,005
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,058
−HK$2,086/mo
Today · 4.125%
HK$70,144
baseline
▲ 0.50% · 4.625%
HK$74,412
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,288/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,429
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,399
−HK$1,998/mo
Today · 4.125%
HK$77,397
baseline
▲ 0.50% · 4.625%
HK$81,476
+HK$4,079/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,794/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,863
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,503
−HK$2,682/mo
Today · 4.125%
HK$90,185
baseline
▲ 0.50% · 4.625%
HK$95,672
+HK$5,487/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,370/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,409
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,941
−HK$2,569/mo
Today · 4.125%
HK$99,510
baseline
▲ 0.50% · 4.625%
HK$104,755
+HK$5,245/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,020/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,582 · Scale 2, in force from 26 Feb 2026)