LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,147
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,613
−HK$1,490/mo
Today · 4.125%
HK$50,103
baseline
▲ 0.50% · 4.625%
HK$53,152
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,206/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,450
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,857
−HK$1,427/mo
Today · 4.125%
HK$55,284
baseline
▲ 0.50% · 4.625%
HK$58,198
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,568/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,576
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,788/mo
Today · 4.125%
HK$60,124
baseline
▲ 0.50% · 4.625%
HK$63,782
+HK$3,658/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,248/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,940
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,628
−HK$1,713/mo
Today · 4.125%
HK$66,341
baseline
▲ 0.50% · 4.625%
HK$69,837
+HK$3,496/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,682/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,005
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,058
−HK$2,086/mo
Today · 4.125%
HK$70,144
baseline
▲ 0.50% · 4.625%
HK$74,412
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,288/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,430
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,399
−HK$1,998/mo
Today · 4.125%
HK$77,397
baseline
▲ 0.50% · 4.625%
HK$81,477
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,794/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,864
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,504
−HK$2,682/mo
Today · 4.125%
HK$90,186
baseline
▲ 0.50% · 4.625%
HK$95,673
+HK$5,487/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,372/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,410
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,942
−HK$2,569/mo
Today · 4.125%
HK$99,511
baseline
▲ 0.50% · 4.625%
HK$104,756
+HK$5,245/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,022/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,599 · Scale 2, in force from 26 Feb 2026)