LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,147
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,614
−HK$1,490/mo
Today · 4.125%
HK$50,104
baseline
▲ 0.50% · 4.625%
HK$53,152
+HK$3,048/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,208/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,451
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,857
−HK$1,427/mo
Today · 4.125%
HK$55,284
baseline
▲ 0.50% · 4.625%
HK$58,198
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,568/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,576
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,788/mo
Today · 4.125%
HK$60,124
baseline
▲ 0.50% · 4.625%
HK$63,783
+HK$3,659/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,248/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,941
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,629
−HK$1,712/mo
Today · 4.125%
HK$66,341
baseline
▲ 0.50% · 4.625%
HK$69,838
+HK$3,497/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,682/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,006
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,059
−HK$2,086/mo
Today · 4.125%
HK$70,145
baseline
▲ 0.50% · 4.625%
HK$74,413
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,290/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,431
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,400
−HK$1,998/mo
Today · 4.125%
HK$77,398
baseline
▲ 0.50% · 4.625%
HK$81,478
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,796/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,865
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$87,504
−HK$2,682/mo
Today · 4.125%
HK$90,186
baseline
▲ 0.50% · 4.625%
HK$95,674
+HK$5,488/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,372/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,411
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,943
−HK$2,569/mo
Today · 4.125%
HK$99,512
baseline
▲ 0.50% · 4.625%
HK$104,757
+HK$5,245/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,024/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,618 · Scale 2, in force from 26 Feb 2026)