LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,149
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,615
−HK$1,490/mo
Today · 4.125%
HK$50,105
baseline
▲ 0.50% · 4.625%
HK$53,154
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,210/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,452
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,859
−HK$1,427/mo
Today · 4.125%
HK$55,286
baseline
▲ 0.50% · 4.625%
HK$58,201
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,572/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,578
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,338
−HK$1,788/mo
Today · 4.125%
HK$60,126
baseline
▲ 0.50% · 4.625%
HK$63,785
+HK$3,659/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,252/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,943
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,631
−HK$1,713/mo
Today · 4.125%
HK$66,344
baseline
▲ 0.50% · 4.625%
HK$69,841
+HK$3,497/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,688/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,008
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,061
−HK$2,086/mo
Today · 4.125%
HK$70,147
baseline
▲ 0.50% · 4.625%
HK$74,416
+HK$4,269/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,294/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,433
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,403
−HK$1,998/mo
Today · 4.125%
HK$77,401
baseline
▲ 0.50% · 4.625%
HK$81,481
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,802/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,868
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,508
−HK$2,682/mo
Today · 4.125%
HK$90,190
baseline
▲ 0.50% · 4.625%
HK$95,677
+HK$5,487/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,380/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,414
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,947
−HK$2,568/mo
Today · 4.125%
HK$99,515
baseline
▲ 0.50% · 4.625%
HK$104,761
+HK$5,246/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,030/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,693 · Scale 2, in force from 26 Feb 2026)