LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,150
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,617
−HK$1,490/mo
Today · 4.125%
HK$50,107
baseline
▲ 0.50% · 4.625%
HK$53,156
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,214/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,454
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,861
−HK$1,427/mo
Today · 4.125%
HK$55,288
baseline
▲ 0.50% · 4.625%
HK$58,202
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,576/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,580
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,340
−HK$1,788/mo
Today · 4.125%
HK$60,128
baseline
▲ 0.50% · 4.625%
HK$63,787
+HK$3,659/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,256/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,945
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,633
−HK$1,713/mo
Today · 4.125%
HK$66,346
baseline
▲ 0.50% · 4.625%
HK$69,843
+HK$3,497/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,692/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,010
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,064
−HK$2,086/mo
Today · 4.125%
HK$70,150
baseline
▲ 0.50% · 4.625%
HK$74,418
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,300/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,436
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,405
−HK$1,998/mo
Today · 4.125%
HK$77,403
baseline
▲ 0.50% · 4.625%
HK$81,483
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,806/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,870
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,510
−HK$2,682/mo
Today · 4.125%
HK$90,192
baseline
▲ 0.50% · 4.625%
HK$95,680
+HK$5,488/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,384/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,417
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,950
−HK$2,568/mo
Today · 4.125%
HK$99,518
baseline
▲ 0.50% · 4.625%
HK$104,764
+HK$5,246/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,036/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,758 · Scale 2, in force from 26 Feb 2026)